The cost of our contents protection is based on the value of what you’re storing, so it’s set by you rather than by a one-size price. Enter that value when you get a price online and the charge appears in your quote straight away, alongside your storage, so you know the full cost before you book.
What sets the price
The charge is worked out from your maximum replacement value: what it would cost to replace everything in your unit as new today. Store more, or more valuable things, and the figure goes up. Store less, and it comes down.
It’s tempting to keep the figure low, but it pays to get it right. If the value you declare is lower than the true value, a claim is paid in proportion, so declaring half of what your things are worth would get you back half of a loss. Our guide to how much contents cover you need shows how to add it up room by room, and if you add more later, just call us before the extra things go in.
How you pay
Your first contents protection charge is paid when you book, together with your first four weeks’ storage. After that, it’s taken automatically every four weeks on the same cycle as your storage fee.
What it gives you
Your cover starts the moment your things go into storage and runs until you take them out. It includes fire, storm, burst pipes or water leaks, theft involving forcible entry or exit, and malicious damage. Claims are settled new for old for most things, and the excess is £50. Because it’s separate from your home insurance, a claim on it won’t affect your home policy’s no-claims record.
It sits alongside the security already in place: every unit has its own alarm, and our sites are watched by CCTV, monitored around the clock by a professional monitoring company.
Using your own insurance instead
If your own policy already covers belongings in self storage, for their full value, you’re welcome to use it. It’s worth asking your insurer whether that cover costs anything extra, so you can compare like for like.
Still waiting to hear back? Take our contents protection when you move in, so your things are protected from day one. Send us proof of your own cover within 14 days of moving in and we’ll refund the contents protection charges in full.
To see the cost for your own things, get a price online and enter your value, or call us on 0800 2545585 and we’ll work it out with you. You can also email hello@wigwamstorage.co.uk.
Related questions